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All transactions licensed by the supplementary cardholder previous to the date the supplementary card is obtained by the Bank, are valid and treated as binding upon the primary cardholder and are the liability of the primary cardholder. The Bank shall deliver a Statement of Account to the Cardholder each month or at such other common intervals as deemed match by the Bank. If the Cardholder does not obtain the Statement of Account for the particular Statement Period, s/he ought to notify the Bank within 7 days of the statement date and request a replica of the Statement of Account for the Particular Statement interval. Non-receipt of Statement of Account shall not be construed by the Cardholder to be enough for non-payment of dues in time. The Bank can’t be held answerable for non-receipt of assertion as a outcome of unforeseen circumstances and circumstances exterior the Bank’s management.

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Installment tenure might vary from 3 to 36 months. In the occasion that the cardholder recovers the lost or stolen card, he/she shall immediately return the identical reduce in halves to the Bank with out using it. The Cardholder shall not use the PIN after reporting to the Bank of the disclosure of the same to another party. BRAC Bank shall provide Statement through e-mail except the Cardholder explicitly informs the Bank that s/he wants hardcopy assertion.

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“Schedule of Charges” means the record of costs applicable for the companies supplied on the Card. These costs are topic to modifications at the sole discretion of BRAC Bank Limited. However, such adjustments in charges could also be made only with prospective effect giving prior notice of 30 days to the Cardholder. “Electronic Banking Terminal” means any authorized terminal or device by which Card and/or PIN can be used. This consists of ATM, Point of Sale terminal or e-Commerce by way of which Card transactions can be carried out or any other approved terminal or system connected to BRAC Bank digital banking system every so often.

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